A money mule is a person used to receive, transfer, or withdraw money obtained through crime. Recruitment may happen through fake jobs, romance scams, social media, or stolen identity details.

• You are offered easy money for moving funds through your account.
• An online romantic contact asks you to hold or transfer money.
• A job requires your account to receive and forward payments.
• Someone sends money “by mistake” and asks you to forward it elsewhere.

• Do not allow online contacts or unknown employers to use your account.
• Verify payment requests through an independent channel.
• Never share passwords, PINs, one-time codes, or identity documents.
• Contact your bank immediately if suspicious funds enter your account, and do not move them.