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A bank impersonation scam occurs when a criminal contacts you while pretending to be your bank. The aim is usually to steal login details, card information, one-time codes, or money.

How it works

A caller, text, or email may claim that your account has been compromised and direct you to a fake website, chat, or remote-access tool. You may be told to move money to a supposedly safe account.

Warning signs

  • Unexpected contact about suspicious activity.
  • Pressure, threats, or a demand for immediate action.
  • Requests for passwords, PINs, one-time codes, remote access, or transfers.
  • Links to log in or instructions to use an unfamiliar website.

Stay safe

  • Hang up or ignore the message and contact your bank through the number on your card or its official website.
  • Never transfer money to a safe account or disclose security codes.
  • Log in through your banking app or by typing the official address yourself.