Internet banking, UPI, cards, and mobile banking make payments convenient, but a security lapse can cause financial loss.

• Keep the UPI PIN secret and never share it.
• Remember that a UPI PIN is not required to receive money.
• Protect the device and payment application with a strong passcode.
• Verify the payee name and QR code before confirming a payment.

• Treat the card number, expiry date, CVV, and OTP as confidential.
• Never share card details or OTPs with anyone.
• Use cards only after checking the authenticity of the point-of-sale terminal, ATM, or website.
• Manage card limits through mobile banking for additional protection.

• Use genuine and licensed operating systems for banking transactions.
• Verify banking URLs received by SMS or email before entering credentials.
• Use a strong banking password that is different from passwords for email, shopping, and other accounts.
• Avoid public computers and insecure internet connections for banking.